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Do You Know What is the Single MOST Critical Mistake in Trading the Stock Market…? |
| Well maybe that's overstating it a little, but it's certainly one of the most important.It is…(drum roll please)… “the need to be right”!Now that probably wasn't what you were expecting. You might have thought it was going to be something like not picking the trend or putting too much mo. . .
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Government Loans |
| - How America Pays for SchoolThese days, despite the rising costs of an American experience at college, less and less people are actually paying to go to college. Whats that you say? Yes, thats right! Less people are paying for college these days than ever before. How are they attending colleg. . .
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Zero Down - How To Do It |
| Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn't, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn't have to be YOUR cash. A Zero Down ExampleI'm . . .
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A SAFE HARBOR FOR MUTUAL FUND PIRATES! |
| Soft dollars, a form of legal kickback, is a sly way you can get ripped off by mutual fund managers. Full service brokers give these kickbacks to non-indexed mutual funds in the form of a rebate to purchase research, software, and even computer equipment. You pay for these soft dollars! In. . .
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MUTUAL FUNDS SNARE THE PUBLIC IN A HIDDEN TAX TRAP! |
| One among many ways you lose money in non-indexed mutual funds is the tax trap. You may have to pay taxes even when your mutual fund loses money! To many people this is painfully unexpected. Here is how this counter intuitive event occurs. By law, mutual funds do not pay taxes. Instead, the. . .
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SECRET FEES MAKE MUTUAL FUNDS BILLIONS AT YOUR EXPENSE! |
| Many investors think that investing in mutual funds is free. What nonsense! Funds collect more than $50 billion a year in fees from investors. That is truly a ton of money. The first way you get hosed in a mutual fund is due to high fees charged. These fees can dramatically reduce your retur. . .
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DONT LET MUTUAL FUND NAMES FOOL YOU OUT OF YOUR RETIREMENT! |
| Mutual fund managers use fake fund names to part you from your money such that you cannot judge what a fund does by its name. Many funds have names that are outright misleading or even deceptive. In the late 1990s, for instance, during the technology stock bubble, some portfolio managers took . . .
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MUTUAL FUND PERFORMANCE AND WHY THERE ARE NO DICE COUNTERS IN VEGAS! |
| A way that investors get ripped off and in a sense rip themselves off is based on the culture of performance in the mutual fund industry. If you stop and think about it there is absolutely no reason that the past has to equal the future. If you have not been particularly successful as a stock i. . .
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THE BIG SECRET THE MUTUAL FUNDS DONT WANT YOU TO KNOW: INDEXING! |
| Non-indexed mutual funds try to keep it secret that actively managed mutual very funds rarely do better stock market indexes. The higher fees of the managed funds really make it hard for these funds to out compete indexed funds. Smart financial journalists occasionally rat out fund managers for . . .
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A REMAKE OF THE STING: THE MODERN DAY MUTUAL FUND! |
| Arthur Levitt, during his tenure at the SEC, experienced many cases where the non-indexed mutual fund manager bought shares for their own accounts before the fund bought the shares. The funds purchases drove up the price of the stocks and the fund managers made a killing on the deal. This is . . .
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SUPER-CHARGE YOUR DREAM OF RETIRING RICH WITH THE ROTH 401(K)! |
| This retirement account is so new and unique that you may not have heard of it. For additional reasons, I describe in my home study course, corporate insiders may not want to offer it to corporate employees. This is because some executives only consider their employees canon fodder. The Roth 4. . .
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HOW TO RETIRE WEALTHY FROM A HOME BASED BUSINESS! |
| The retirement account I am going to tell you about is really neat if you work for a small company or own a family business that is home based or brick and mortar. A company-sponsored IRA can even be opened by the smallest of businesses known the sole proprietor. Under the SEP-IRA plan, an e. . .
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SAFELY SAVE FOR YOUR CHILDS UNIVERSITY STUDIES USING AN EDUCATION IRA! |
| This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kids education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul Coverdell. Individua. . .
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WHAT THE SEC REALLY THINKS ABOUT MUTUAL FUNDS! |
| Lets go into the details of why non-indexed mutual funds are such a bad deal. When Arthur Levitt became the head of the Security Exchange Commission in 1993 he had to sell off all of his individual stocks so that people would not claim that he was doing any dirty inside dealing. He decided to . . .
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HOW THE INSIDERS HAVE STOLEN YOUR RETIREMENT: THE 401(K)! |
| Mutual funds were moderately successful in creating a presence in the stock market until the advent of the investment retirement account and in particular the 401(k). Corporate insiders persuaded the federal government to allow for the 401(k) in lieu of offering employees the traditional pensio. . .
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MUTUAL FUNDS: THE MODERN DEN OF THEIVES! |
| Mutual funds were created with the idea that one person can specialize and manage the investments of a large pool of money from multiple investors. Before the great depression mutual funds were called investment pools and mutual fund managers were called pool operators. The bull market of the . . .
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Honey I cant afford the kids |
| Sex has a lot to answer for babies usually which then with time and much financial investment grow up to be beautiful mutations of their parents. Yet as the family absorbs more money as it grows, the need for financial planning and protection becomes more important. So, where do you start a. . .
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Feng Shui For The Office |
| Whether you are an employee or a business owner with his or her own office, you can use feng shui to make your office space more productive and harmonious. Your first step is to stand at the doorway of your office or workspace and map out the areas according to the feng shui bagua. You can downlo. . .
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Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking. |
| Doesn't it seem like the only impressive numbers we've seen this summer are the digits on the thermostat and the unaffordable prices of homes? Real estate has been excruciatingly hot for the past few years, but getting in the market now puts you in the high-risk category for a heat stroke if the . . .
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The time value of money |
| It is very important for one to understand the time value of money. Especially we should let our next generation know about it. As the sea wave keeps on coming without any hesitation, life also flows on. It is important to make a child understand about the journey of time along with the changing . . .
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